Home Buyer Resources

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“I have known Christine for a number of years and have always respected her code of ethics. When I decided I wanted to sell my house I knew Christine would be the Realtor for me. She is honest, very thorough, really put a lot of effort in to the exposure on my house which I believe is the reason it

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Open House Saturday in Highlands Ranch. 04/28/2012 12-4 PM!

Open House Saturday in Highlands Ranch. 04/28/2012 12-4 PM!


Christine Gay, Realtor, ABR, SFR | Cherry Creek Properties, LLC
5655 S Yosemite St | Suite 109 | Greenwood Village, CO 80111 (303) 877-0658 Cell | (303) 713-9002 Fax

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Real Estate Market Update Denver and Surrounding

Real Estate Market Update Denver and Surrounding

Real Estate Market Update: Call me for more info at 303-877-0658 or click on the link for more info


Christine Gay, Realtor, ABR, SFR | Cherry Creek Properties, LLC
5655 S Yosemite St | Suite 109 | Greenwood Village, CO 80111 (303) 877-0658 Cell | (303) 713-9002 Fax

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Will you age gracefully with your house?

Will you age gracefully with your house?

Will your home age gracefully with you, or will it turn out to be a burden through your “golden years?” Here are some helpful tips to determine if your home and neighborhood will still serve you as you reach retirement age.


Christine Gay, Realtor, ABR, SFR | Cherry Creek Properties, LLC
5655 S Yosemite St | Suite 109 | Greenwood Village, CO 80111 (303) 877-0658 Cell | (303) 713-9002 Fax

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Why you Should Buy Now!!!

 

Housing affordability is at a best level in 30 years. Rates are predicted to go up by  the end of the year.

Let me know if I can help!!!

Highlands Ranch homes for sale, Cherry Hills Village homes for sale, Parker homes for sale




Christine Gay, Realtor, ABR, SFR | Cherry Creek Properties, LLC
5655 S Yosemite St | Suite 109 | Greenwood Village, CO 80111 (303) 877-0658 Cell | (303) 713-9002 Fax

Price on request
10 Things to Consider When Buying a Foreclosure

10 Things to Consider When Buying a Foreclosure


foreclosure homeIt is a good idea to invest in foreclosure homes for sale as they cost 15% to 20% less than the market price. Though you have the opportunity to make potential savings, there are several factors that you should consider when buying a foreclosure home.

  1. Avoid buying foreclosure homes at an auction as you are not allowed to look inside as you bid, and it is dangerous to commit to a home that you have not inspected and checked.
  2. It is always best to buy through a real estate agent. You can be sure the real estate agent will get you the best deal as they have their personal interest attached.
  3. Procure detailed information about the property. The seller should furnish information related to the number of bedrooms, bathrooms, garage space, etc.
  4. If the foreclosed property is occupied, confirm from the seller, whether there is a written agreement or not that the occupants will leave the property as soon as it is sold.
  5. Check the available payment options. Most of the sellers are banks, so can you opt to refinance your project and get a mortgage product.
  6. Check for secondary liens. It is best to hire someone to conduct a title search.
  7. Have the home inspected. In some cases, the sellers initiate it is as a part of sales agreement.
  8. Find out whether the utilities are working or not. Inquire about unpaid bills such as electricity or water as you might have to shoulder the reconnection expenses.
  9. Some foreclosed properties may require a lot of renovations and in most of cases the sellers do not get the repairs done, so consider the repair cost.
  10. Do not forget to compare the other foreclosed properties in the area so that you know the average selling price.

Christine Gay, Realtor, ABR, SFR | Cherry Creek Properties, LLC
5655 S Yosemite St | Suite 109 | Greenwood Village, CO 80111 (303) 877-0658 Cell | (303) 713-9002 Fax

Price on request
5 Buyer Traps and How to Avoid Them

5 Buyer Traps and How to Avoid Them


5 Buyer Traps and How to Avoid Them1. Bidding Blind
What price should you offer when you bid on a home? Is the seller’s asking price too high, or does it represent a great deal? Make sure your Real Estate Consultant share with you the researched market in order to understand what comparable homes are selling for. Without this knowledge of market value, you easily could bid too much or fail to make a competitive offer at all on an excellent value.

2. Buying the Wrong Home
What are you looking for in a home? A simple enough question, but the answer can be quite complex. More than one buyer has been swept up in the emotion and excitement of the buying process only to find themselves the owner of a home that is either too big or too small. Take the time to clearly define your wants and needs. Put it in writing and then use it as a yard stick with which to measure every home that you look at.

3. Not Getting Mortgage Pre-approval
Pre-approval is fast, easy and free. When you have a pre-approved mortgage, you can shop for your home with a greater sense of freedom and security, knowing that the money will be there when you find the home of your dreams.

4. Undisclosed Fix-ups
Don’t expect every seller to own up to every physical detail that will need to be attended to. Both you and the seller are out to maximize your investment. Ensure that you conduct a thorough inspection of the home early in the process.

5. Hidden Costs
Make sure that you identify and uncover all costs—large and small—far enough ahead of time. When a transaction closes, you sometimes will find fees for this or that sneaking through after the “sub”-total fees such as loan disbursement charges, underwriting fees, etc. Understand these in advance by having your lender project total charges for you in writing.


Christine Gay, Realtor, ABR, SFR | Cherry Creek Properties, LLC
5655 S Yosemite St | Suite 109 | Greenwood Village, CO 80111 (303) 877-0658 Cell | (303) 713-9002 Fax

Price on request
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